FA Benefit Fund - Faculty Association at Suffolk Community College

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FA Benefit Fund - Faculty Association at Suffolk Community College

RETIREE BENEFITS

Eligibility: In order to qualify for FA Benefit Fund Retiree Benefits, you must meet the first requirement, and either 2A or 2B listed below:

1) You must be receiving or be entitled to receive a monthly pension from a New York State retirement system.

and

2A) You must have at least 20 years of full-time or job share employment with Suffolk County and you leave employment before age 55.

2B) You have at least 10 years of full-time or job share employment with Suffolk County and you leave employment on or after age 55.

Disability Retirement: In the case of an ordinary (not work-related) disability retirement, the age requirement is waived, but you must meet the minimum service requirement. In the case of a disability retirement resulting from work-related illness or injury, the age requirement and the minimum service requirements are waived.

In addition, you must complete a retiree enrollment form and return it to the Fund Office within sixty (60) days of your retirement date. This enrollment form will indicate the coverage level at which you choose to participate for the next Fund fiscal year (September 1 to August 31).

Eligibility for dependents of retirees will be based on the coverage opted by you on the retiree enrollment form within sixty (60) days of your retirement date. For example, if enhanced coverage is purchased only for you, you will not be permitted to elect coverage for your dependents at a later date.

MEMBERS WHO RETIRE AFTER 9/1/99:

Covered Benefits: Eligible retirees will be provided with the following two options of benefits coverage under the Fund:

The Enhanced Plan allows you to obtain the active member's level of benefits for dental, hearing aid, prescription drug co-pay reimbursement and optical care. A self-pay premium is required for this level of coverage.

The Enhanced Plus Plan allows you to enroll in the Fund legal services plan, in addition to the active member's level of benefits for dental, hearing aid, prescription drug co-pay reimbursement and optical care. An additional yearly payment is required for this level of coverage above the Enhanced Plan payment.

Retirees who opt for coverage in the Enhanced Plus Plan will be provided a yearly opportunity during the month of August to move down to the Enhanced Plan. The effective date for the lesser coverage is September 1.

Obtaining Coverage: Coverage for either the Enhanced Plan or the Enhanced Plus Plan requires timely payment of the premium. The premium for these plans may change from year to year. Discounted rates are also available depending on payment frequency. Rates and the discount schedule may be obtained by calling the Fund Office, at 631-732-6500.

If you elect to buy the coverage, you must enroll and commit to a payment schedule for at least a full plan year (from September 1 to August 31), except in the case of mid-year retirement. If you elect to enroll in one of the enhanced plans and do not pay the cost of same for the plan year, your coverage will terminate and you will not be entitled to resume participation in any retiree plan of benefits offered by the Fund, ever.

Members who retired before 9/1/99

Covered Benefits: Members who retired before 9/1/99 were given three options of benefits coverage under the Fund:

The Basic Plan provides dental coverage under the Fund's schedule for you and your dependents up to a total reimbursement of $500 per family per plan year; optical care every two plan years; and the active hearing aid reimbursement program. Coverage for these benefits require no contribution from you.

Eligible retirees who enrolled in either the Enhanced Plus or Enhanced Plan will be provided yearly opportunity during the month of August to move down to lesser coverage. The effective date for lesser coverage is September 1. Any retiree who chooses to move down to the Basic Plan may never again opt to purchase either of the enhanced plans.

Eligibility for dependents of retirees is based on the coverage opted by you on the retiree enrollment form. If enhanced coverage was purchased only for you, then any lesser level of coverage chosen at a later time will be provided for you only.

Obtaining Coverage: Coverage for either the Enhanced Plan or the Enhanced Plus Plan requires a timely payment of the premium. The premium for these plans may change from year to year. Discounted rates are also available depending on payment frequency. Rates and the discount schedule may be obtained by calling the Fund Office at 631-732-6500.

If you elected to enroll in one of the enhanced plans and do not pay the cost of same for the plan year, your coverage will terminate and you will not be entitled to resume participation in the Basic plan, ever.

BENEFITS QUESTIONS? PLEASE CONTACT MARY AT (631) 732-6500.

Faculty Association - Suffolk Community College - Southampton Building 224J
533 College Rd - Selden, NY 11784-2899 (631) 451-4151 - Fax (631) 732-4584 - Email