HOMEOWNER’S RIGHTS BENEFIT
Who is Eligible.... Any covered member who owns a private dwelling, a condominium or cooperative apartment as a primary residence or is in the process of purchasing or selling such a primary residence or refinancing of a mortgage on a primary residence.
What is the Benefit.... This benefit has two components:
(1) Legal advice or representation for the sale or purchase of any private dwelling, condominium or cooperative apartment in which the member primarily resides or plans to reside; or the purchase of unimproved property with the intention of building a home in which the member expects to primarily reside or the refinancing of a mortgage on a primary residence.
(2) Legal advice or representation in the defense of a mortgage foreclosure proceeding involving any of the above stated residences.
Regarding the first component of this benefit, the following schedule indicates the legal services available and the amount to be paid by the member in each instance:
| Steps in the Legal Process Provided by The Fund through the Panel Law Firm | Amount Paid by Fund Member | |
| A. | Consultation | None |
| B. | Negotiation, advice and representation in the sale, purchase or refinance of a primary residence | $60 |
It should be noted that this benefit does not include any aspects of residential problems that involve Title searches or Title insurance nor the costs of same.
The second component of the Homeowner’s Rights Benefit is legal representation through the panel law firm attorney in defense of a proceeding to foreclose a mortgage on a dwelling which the member owns and in which the member primarily resides. A mortgage foreclosure problem may be resolved after consultation with a panel attorney or it may require the contesting of any action to foreclose the mortgage in the appropriate court.
| Steps in the Legal Process Provided by The Fund through the Panel Law Firm | Amount Paid by Fund Member | |
| A. | Consultation | None |
| B. | Pre-litigation: including, for example negotiation of settlement as well as the drafting of any necessary papers | $15 |
| B. | Litigation: including, for example, Demand for Bill of Particulars, preparation of Jury Demand, Motions and court appearances | $125 |
How to Obtain the Benefit.... To obtain the Homeowner’s Rights Benefit, simply contact the Fund to request an appointment. At the time of the appointment, you and an attorney from the panel law firm will complete the appropriate forms.
BENEFITS QUESTIONS? PLEASE CONTACT MARY AT (631) 732-6500.
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- Suffolk Community College - Southampton Building 224J533 College Rd - Selden, NY 11784-2899 (631) 451-4151 - Fax (631) 732-4584 - Email